Interac has scheduled their e-Transfer Database Maintenance.
During this maintenance, Interac will temporarily suspend traffic, resulting in a 4-hour service interruption for e-Transfers from Saturday April 18 to Sunday April 19, from approximately 11:00 p.m. PT Saturday to 3:00 a.m. PT (2:00 a.m. to 6:00 a.m. ET). Impact During Change: For approximately 60 minutes between 1:00 a.m. PT and 2:00 a.m. PT (04:00 ET to 05:00 ET), all traffic will be paused. During this window: - All e‑Transfer services will be unavailable - Interac e‑Transfer payment attended deposit links will not be accessible - Customers will not receive email or SMS notifications. But all notifications will be automatically processed after.
Following the upgrade, Interac will enter a Hypercare monitoring period beginning at approximately 3:00 a.m. PT (6:00 a.m. ET). During this time, Central 1 will continue to monitor closely and coordinate with Interac to ensure service stability.
If a rollback is required, Interac may extended the downtime up to 1 hour.
Central 1 Support – Support@central1.com – 1.888.889.7878 (option 1) Posted on
Apr 14, 2026 - 07:32 PDT
Investigating -
Please be advised that members may have intermittent login failures on Retail and Small Business banking. We are actively investigating to identify the root cause and assess the impact. Members using biometric login or unchallenged two-step verification (2SV) are not affected. We are conducting a thorough analysis of the systems involved and working toward resolving the issue.
Completed -
The scheduled maintenance has been completed.
Apr 12, 01:30 PDT
In progress -
Scheduled maintenance is currently in progress. We will provide updates as necessary.
Apr 12, 01:00 PDT
Scheduled -
Please be advised the Outseer Fraud Manager application upgrade to version 7.4.1.3 has been scheduled for Sunday, April 12, 2026 at 1 a.m. PT (4 a.m. ET).
Resolved -
The issue impacting incoming and outgoing wire processing has now been resolved. Service was restored, and wire processing resumed at approximately 8:50 a.m. PT (11:50 a.m. ET).
During the incident, wires initiated after 6:00 a.m. PT experienced delays due to a third-party gateway issue.
All services are now operating normally, and any remaining queued wires are being processed.
We apologize for the disruption and appreciate your patience. If you continue to experience any issues, please contact our support team.
Update -
Central 1 continues to experience a service disruption impacting incoming and outgoing wire processing. The issue began at approximately 6:00 a.m. PT (9:00 a.m. ET) and is affecting all wires initiated after this time.
We are completing a manual workaround to release pending wires as we wait for our third-party provider to resolve their gateway-related issue with IBM. Work is underway to restore MQ services and resume normal processing.
Wire creation in PaymentStream Direct remains available; however, transmission and processing are currently delayed.
Our teams remain fully engaged, and we will provide the next update within 30 minutes.
Resolved -
Central 1 received alerts starting around 4:20 p.m. PT (7:20 p.m. ET) for UCS service degradation (around 50% reduction in traffic), impacting e-Transfers, Bill Payments and Remote Deposit Capture (RDC) Payments Services, and login services (OIDC) to Digital Banking (Forge and MemberDirect).
The service degradation lasted from 4:17 TO 4:34 p.m. PT (7:17 to 7:34 p.m. ET) (17-minute degradation) when services recovered and have remained stable.
Central 1 teams are working on the assessing the point of failure and will continue to monitor for service stability throughout the evening. A postmortem will be completed within the next two weeks.
Resolved -
Central 1 received the evening AFT exchange files from BNC before the Payment Canada AFT exchange cut-off. The transactions were included in the March 30, CR01\ON01 AFT files.
There was no issue with any of BNC’s AFT files this morning.
Update -
BNC confirmed with Payments Canada that there were no issues with this morning outbound AFT files. The issue was strictly affecting AFT files destined for yesterday's Evening AFT Exchange cut-off.
Monitoring -
Central 1 has been advised by Payments Canada that BNC experienced a delay in delivering its AFT file during the evening exchange on March 30 and the morning AFT exchange on March 31.
We will provide an update for the BNC AFT files as soon as we receive them from Payments Canada.
Resolved -
Central 1 has been advised by Payments Canada that BNC experienced a delay in delivering its AFT file during the evening exchange.
The AFT files missed in the evening exchange will be transmitted in the first AFT exchange window and will be included in this morning’s CR02/ON02 AFT file.